feat(engagement): the in-app channel, core and web (engagement Phase 7)

ENGAGEMENT.md Phase 7. `user_notifications`, the in-app DeliveryChannel, the
four inbox routes, and the web surface — plus the two pieces earlier phases
assigned here that Phase 7's own acceptance line omits.

Four decisions settled by the org lead before any code:

1. `inapp` defaults to `instant` — the only channel that does. Push wakes a
   device somebody is holding and email leaves the building, so both are asked
   for; an inbox item is a row on a page the user chose to open. Left `off` the
   channel ships dead.
2. The phase takes push's `deliver` (§2603) and the web per-channel preferences
   screen (Phase 3's as-built), neither of which its own bullets mention.
3. The inbox takes `/auth/me/notifications` and `/account/notifications`; the
   preferences screen moves to `…/settings`. The plain word belongs to the
   content, which is what the bell opens.
4. `ctx.inbox.push` honours the user's in-app preference when `triggerId` names
   a registered trigger, and writes when it does not.

Server
- `user_notifications` + `model/userNotifications/`. The dedupe UNIQUE is scoped
  to the USER, narrower than the outbox's `(rule, user, channel)`: an inbox has
  no channel dimension, so two rows for one event would be one item shown twice.
- `engagement/inappChannel.js` — renders by block ROLE (first heading → title,
  first button → url, the rest → body) and inserts. `pushChannel.js` — a
  content-free `{stream, ref}` tickle whose ref deep-links the inbox row.
- `engine.liveChannels` orders `inapp` first (`CHANNEL_ORDER`) so that ref
  resolves on the first sweep. An ordering, not a dependency.
- `templates.renderInappByKey` + `resolveTemplate` extracted from `renderByKey`,
  so both channels take the same fallback chain.
- `inapp.event` seed → seedVersion 2: it named `body`/`url`, which nothing
  supplies. Renamed to the structural vocabulary the projection fills in.
- `utils/userNotificationsPrune.js` — nightly, READ items only, horizon in
  `settings.user_notifications_retain_days` (default 90).
- `GET /auth/me/notifications`, `…/unread-count`, `POST …/:id/read`,
  `POST …/read-all`. Swagger + route manifest + four component schemas.

Web
- `NotificationBell` in all three headers, polling its badge once a minute and
  pausing while the tab is hidden. `PlayerInbox` at `/account/notifications`.
- The preferences screen becomes a channel matrix over
  `/auth/me/notifications/channels` — a strict superset of the push-only stream
  list it replaces. The two legacy endpoints are untouched, so the shipped
  Android app keeps its wire shape.
- Staff get the same two screens at `/admin/notifications…`: `RequirePlayer`
  keeps them out of `/account`, so without this the inbox was unreachable for
  every non-player account. `lib/notificationPaths.js` is the one mapping.

Verified: 28 new server tests (5 of them against a real MariaDB, for the three
index/statement properties that are a server contract rather than a reading of
this code) + 3 client. Server suite green, client 327 green. A live rig walked
the whole path: two rules on one event produced three outbox rows and exactly
one inbox item, the tickle carried `ref: notification:2`, and the retention
sweep dropped an aged read row while keeping an equally aged unread one.

Docs: RunicGateway/docs#TBD, RunicGateway/runicgateway.com#TBD

Co-Authored-By: Claude <noreply@anthropic.com>

server/test/notificationChannelPrefs.test.js

@@ -157,11 +157,18 @@ test('unknown stream ids are still dropped, and are not mirrored either', async
 
 // ── Acceptance: defaults ───────────────────────────────────────────────────
 
-test("a fresh user's modes are the channel defaults, and all three are off", async () => {
+test("a fresh user's modes are the channel defaults — push and email off, in-app on", async () => {
   const surface = await prefs.getForUser(USER, PLAYER)
   const news = item(surface, 'news.post')
 
-  assert.deepEqual(news.modes, { push: 'off', email: 'off', inapp: 'off' })
+  // **`inapp` is 'instant' from Phase 7**, and it is the only one that is.
+  // Settled by the org lead 2026-08-31: the argument for opt-IN was that push
+  // wakes a device somebody is holding and email leaves the building, and an
+  // inbox item does neither — it is a row on a page the user chose to open. Left
+  // 'off' the surface ships dead, because no rule could reach anybody until
+  // every user found a toggle for a channel they had never seen deliver
+  // anything.
+  assert.deepEqual(news.modes, { push: 'off', email: 'off', inapp: 'instant' })
   assert.equal(prefRows.size, 0, 'reading preferences must not write rows')
 
   // The acceptance line in ENGAGEMENT.md originally said push defaults