Makes `users.email` unique, de-duplicates the addresses an upgrade will find,
and builds the self-service change-and-verify flow that did not exist.
The uniqueness index is on a generated `email_norm AS (LOWER(email)) STORED`
column under `utf8mb4_bin`, NOT on `email` under a `_ci` collation as the plan
specified. Every case-insensitive collation this server offers is also
accent-insensitive: `josé@x.com` and `jose@x.com` compare equal, and those are
two different mailboxes. The plan's index would have refused the second address
forever and the de-duplication would have nulled a legitimate account's.
A requested address is STAGED in `email_pending` and only a tokened link
installs it, so a typo cannot silently redirect account-recovery mail.
`isDuplicateUsername()` now distinguishes the two indexes. All five call sites
branch on it; each answers differently on purpose, because a public form, an
IdP callback, a half-completed invite and an admin screen do not owe the same
person the same amount of truth.
SSO reads the IdP's actual `email_verified`/`verified` claim instead of
inferring verification from an address merely being present.
Co-Authored-By: Claude <noreply@anthropic.com>
