req.user comes from getById which strips password_hash, so has_password was always false — the account page mis-rendered a real password account as the SSO-only 'set a password' variant (and the change-password form omitted the required current-password field). Read the raw row for that one flag. Caught by a browser click-through of the /account portal. Adds a regression test. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_019rao86n5cXpwAyjdBFEshV